USE OF SOFTWARE: i) The software is licensed, not sold. Under this agreement, we grant you the right to install and run one copy of software only on one computer with which you acquired the software, for use by one person at a time, but only if you comply with all the terms of this agreement. You may not make the software available for simultaneous use by multiple users. Fisco grants you the license to use the software only upon the receipt of license fees as determined by Fisco from time to time. The necessary instructions for operating the software are mentioned in the user manual available in the software after successful login. ii) The components of the software are licensed as a single unit. You may not separate or virtualize the components and install them on different computers. Fisco does not give permission for installation of the software on a server or for use by or through other computers or devices connected to the server over an internal or external network. You may not, however, transfer or sublicense the Licensed Programs to any third party, in whole or in part, in any form, whether modified or unmodified. iii) NoLongToGo may use commercially reasonable efforts to provide corrections to Software error. Any other upgrades or enhancements to the Software are not made available by Fisco as part of this agreement and may be subject to additional charges.

FEES CHANGE: Fisco reserves the right to increase/raise the fees, at its discretion. The fees will only become effective upon renewal of the order. For clarity, additional purchases of the service/ other features will be subject to the new pricing.

TAXES: Fisco is entitled to levy you for all the taxes and charges (now in force or enacted in future) that are or may be imposed on the said Services. You shall pay the said taxes and charges promptly without raising any objections. You also agree that in the event the said taxes and charges are not charged by Fisco the taxes shall be paid by you directly to the authorities concerned without raising any objection. You further agree that the taxes and charges payable under this Clause is in addition to the license fee paid by You for the Services rendered by Fisco. The Taxes would include Service Tax & VAT ( Value Added Tax) or other taxes as applicable.

REFUNDS POLICY: ALL license Fees paid by you to Fisco are final and non-refundable. Until you terminate this Agreement, as specified in this agreement, you are responsible for paying the fee, regardless of whether you use Software or not. We have a strict non-refundable policy once the service is purchased. In case your payment has bounced we would request you to check with your issuing bank.

CANCELLATION/TERMINATION: i) The license granted hereunder shall continue subject to payment of license fees as prescribed by Fisco, time to time or unless and until terminated pursuant to Clause (ii) hereof and subject to Licensee's proper performance of its obligations hereunder. ii) Fisco has the right to terminate this Agreement upon any material breach of terms and conditions by you. In the event of termination by client for any reason, Fisco will not refund the amount paid by you. On termination you shall forthwith return or destroy all data, information and software program and its updated versions, and provide written intimation of the same to Fisco. iii) You agree that any breach of one or more provisions of this Agreement that threatens to, or causes Fisco substantial harm is a material breach. Furthermore, any breach of the confidentiality, or non-competition provisions by you, or failure to make payments, shall be considered material breaches. Furthermore, any conduct or negligence that adversely affects the business or goodwill and brand name of Fisco will be considered a material breach, Fisco under such circumstances shall terminate the agreement without any further notice. iv) Upon termination of this agreement, Fisco shall retain all proprietary technology and services provided to you, and shall render inoperable all Subscriber websites and software after allowing for a commercially reasonable and orderly transition by you. Each Party shall return or destroy all originals and copies of any Confidential Information of the other Party regarding this agreement. Client bears all responsibility for ensuring effective cancellation of Client account. This responsibility includes providing effective and verifiable notification to Fisco of Client's desire to cancel an account. This responsibility shall not be waived or modified by Client in any way at any time subsequent to the submission by Client of an application for Fisco account. Fisco will implement it without further notification.